CFO & Advisory
Senior financial judgement, without a full-time hire
Part-time CFO support for owners who need someone to interpret the numbers, plan ahead, and sit across the table for the decisions that actually matter.
The need
Most businesses outgrow bookkeeping long before they can justify a CFO
There is a stage where the accounts are being kept properly but nobody is turning them into decisions. Cash is tight without an obvious reason, pricing has never really been tested, and expansion gets discussed without a model behind it. A part-time CFO fills exactly that gap: senior financial judgement applied to your business, at a fraction of the cost of a permanent hire.
What we handle
Cash-flow planning
Rolling cash forecasts, so you can see pressure coming before it arrives.
Budgeting & forecasting
Budgets built from operational reality, and forecasts kept genuinely current.
Profitability analysis
Understand which products, clients or contracts actually make money.
Pricing & margin review
Test whether your pricing reflects your true cost to serve.
Funding & lender support
Preparation of the financial case for a bank facility or an investor.
Decision support
A senior finance voice for expansion, hiring, capex and structural decisions.
Situations we are often called in for
- The business is profitable on paper, but cash is always tight.
- You are weighing expansion, a new branch or a major purchase.
- A bank or investor has asked for forecasts you do not currently produce.
- You cannot say with confidence which parts of the business make money.
- You want a second opinion before a significant financial commitment.
Who it is for
Owner-managed businesses and growing SMEs that need senior financial input regularly but not full-time, and companies preparing for funding, expansion or a change of ownership.
Our process
- Understand — learn the business, its economics and the decisions ahead of it.
- Model — build the cash, budget and scenario view that actually fits it.
- Advise — meet on a regular rhythm and work decisions through with the numbers present.
- Review — track outcomes against plan and adjust as conditions change.
CFO & Advisory FAQs
How much of your time do we get?
It is set to the business rather than sold as a fixed package. Some clients need a structured monthly session and a quarterly deep dive; others need heavier involvement around a funding round or an expansion. We agree the rhythm and revisit it as circumstances change.
Is this investment advice?
No. This is management and financial decision support for your business — planning, analysis, pricing, cash and funding readiness. It is not personal investment advice, and we would refer you to a licensed adviser for that.
Do we still need a bookkeeper or accountant?
Yes. A CFO advisor interprets and plans; the accounting function still has to produce accurate records underneath. In many cases we do both, which keeps the analysis close to the underlying data.
How is this different from advice from our auditor?
Auditors look backwards at what has already happened and report on it. A CFO advisor works forwards, on the decisions you have not made yet.