Registered with the Federal Tax Authority
Registered Tax Agent in Dubai Agent registration no. 20043873 AL TAMAYUZ ACCOUNTING & BOOKKEEPING · Dubai

Previous experienceBusinesses subject to Value Added Tax

Tax Agency registration No. 30001887 — registered to act and correspond on your behalf before the FTA.

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CFO & Advisory

Senior financial judgement, without a full-time hire

Part-time CFO support for owners who need someone to interpret the numbers, plan ahead, and sit across the table for the decisions that actually matter.

FTA-Registered Tax Agency Tax Agency Reg. No. 30001887 Business Bay, Dubai
CFO & Advisory
Judgement, not softwareA senior finance voice at the table for the decisions that matter — planned, modelled and reviewed before you commit.
A rising bar chart on a tablet
CFO & Advisory
Decisions with a model behind them Cash, pricing, expansion and funding — worked through with a senior advisor before you commit.
The need

Most businesses outgrow bookkeeping long before they can justify a CFO

There is a stage where the accounts are kept properly but nobody is turning them into decisions. Cash is tight without an obvious reason, pricing has never really been tested, and expansion gets discussed without a model behind it.

A part-time CFO fills exactly that gap: senior financial judgement applied to your business, at a fraction of the cost of a permanent hire — with the accounting function underneath still producing accurate records.

Cash-flow planning Budgeting & forecasting Profitability analysis Pricing & margin review Funding & lender support Decision support

Profitable on paper

But cash is always tight, and nobody can say exactly why.

Weighing a big step

Expansion, a new branch or a major purchase is on the table.

A lender wants forecasts

A bank or investor has asked for numbers you do not currently produce.

Which parts make money?

You cannot say with confidence which products, clients or contracts do.

Decision intelligence

The same month under three scenarios

Switch the scenario — runway, margin and forecast move together.

CFO decision dashboard — scenarios
Cash runway
14 months
+2
Gross margin
41%
+1.5 pt
12-month forecast
AED 4.9m
+6%

Illustrative figures. Switching the scenario changes runway, margin and forecast together.

ForecastTwelve months, updated as facts change
Cash runwayHow long the cash lasts under each scenario
ScenariosBase, upside, downside — side by side
Board supportNumbers explained in the room
Engagement models

Three ways to bring senior finance into the room

No fixed packages. We agree the model and the rhythm to the business, and revisit both as circumstances change.

Which model fits your business?
ModelFractional CFOProject advisoryBoard & investor support
CadenceHow often we are in the roomA structured monthly session and a quarterly deep dive, adjusted to the businessA defined start and end, built around one decisionAhead of each board, bank or investor meeting
Typical scopeWhat the work coversCash, budget, profitability, pricing and ongoing decision supportA funding case, a restructuring, a pricing review or an expansion modelThe financial narrative, the forecast set and the questions to expect
DeliverablesWhat you receiveRolling cash forecast, budget versus actual, written decision notesA written model and a recommendation you can act onBoard or investor pack, forecast set, preparation for the questions
Who it suitsThe typical clientOwner-managed businesses and growing SMEs that need regular senior inputCompanies facing one significant financial commitmentBusinesses preparing for funding, expansion or a change of ownership
Rolling cash forecastMaintained and reviewed with youIncludedOn requestOn request
Seat in management meetingsA standing finance voiceIncludedNot includedOn request
Lender or investor packPrepared and presentedOn requestOn requestIncluded
Scope first, then a written quote. Every model is set to the business rather than sold as a fixed package.

Amber = available on request within the engagement. Nothing here is a price list.

Decision cards

The questions a CFO is paid to answer

Should we hire or outsource?

A decision that waits on the numbers.

Can we take on the facility?

Lenders read covenants, not hopes.

Which line is actually profitable?

Revenue is not margin.

Where it helps

Where advisory makes the difference

Six situations where the decision changes when someone who reads the numbers forward is sitting with you.

  1. Funding & bank readiness

    Included

    The financial case for a facility or an investor — forecasts that hold up, covenants understood, and the questions answered before they are asked.

  2. Pricing & margins

    Included

    Test whether your pricing reflects your true cost to serve — product by product, client by client, contract by contract.

  3. Cash strategy

    Included

    Rolling cash forecasts so you see pressure coming before it arrives, and a plan for what to do when it does.

  4. Restructuring

    Included

    When the cost base, the entity structure or the debt no longer fits the business — a modelled, sequenced way through it.

  5. Growth planning

    Included

    Expansion, a new branch, a major purchase or a senior hire — tested against the numbers before the commitment is made.

  6. Finance function design

    Included

    The reporting rhythm, controls and systems a growing business needs — and an honest view of when a full-time hire makes sense.

You receive the closed books, the pack and the reviewer's sign-off — every period, in writing.

Who it is forOwner-managed businesses and growing SMEs that need senior financial input regularly but not full-time, and companies preparing for funding, expansion or a change of ownership. This is management and financial decision support for your business — not personal investment advice.
What to bring to a first sessionThe last twelve months of management accounts or bank statements, any budget or forecast you already keep, the terms of any current bank facility, and the decision that is on the table. We work from what exists.
How it works

A clear rhythm from understanding to review

The same four movements in every engagement — the depth and the cadence are set to your business.

1UnderstandWe learn the business, its economics and the decisions ahead of it — from the records that already exist.
2ModelWe build the cash, budget and scenario view that actually fits the business, not a template.
3AdviseWe meet on an agreed rhythm and work each decision through with the numbers present.
4ReviewWe track outcomes against plan and adjust the model as conditions change.
Knowledge Hub

Worth reading before the decision

Two pieces from the Knowledge Hub that sit closest to the questions CFO advisory answers.

AdvisoryProfessional insight

Preparing a funding case a UAE bank will actually read

AL TAMAYUZ guide · Funding & lender support

What lenders look for in a forecast, the covenants owners overlook, and how to present a cash story that holds up to questioning.

GuideRead
Corporate TaxProfessional insight

Corporate Tax now sits inside every planning decision

AL TAMAYUZ service overview · Corporate Tax

Why the tax position belongs in the model before an expansion, a pricing change or a financing decision is made — and how we keep it there.

Service overviewRead
Verify this agency on the FTA registerThe books, reports and advice on this page are prepared under an FTA-registered tax agency — verify it on the FTA register.
Registered Tax Agent: No. 20043873Tax Agency: AL TAMAYUZ ACCOUNTING & BOOKKEEPING · Tax Agency Reg. No. 30001887
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FAQ

CFO & Advisory questions, answered

The questions owners ask before a first session.

It is set to the business rather than sold as a fixed package. Some clients need a structured monthly session and a quarterly deep dive; others need heavier involvement around a funding round, a restructuring or an expansion. We agree the rhythm at the start and revisit it as circumstances change.

No. This is management and financial decision support for your business — planning, analysis, pricing, cash and funding readiness. It is not personal investment advice and it does not cover securities or personal portfolios. Where a question falls into that territory, we say so and refer you to a licensed adviser.

Yes. A CFO advisor interprets and plans; the accounting function still has to produce accurate records underneath. If your bookkeeping is already in good hands, we work alongside it. In many cases AL TAMAYUZ does both, which keeps the analysis close to the underlying data and removes the hand-off between the two.

Auditors look backwards at what has already happened and report on it independently. A CFO advisor works forwards, on the decisions you have not made yet. The two are complementary, and the forward view is only as good as the records the audit confirms.

Senior financial guidance when a decision is waiting on the numbers.
Start

Talk to a CFO advisor

Tell us about the decision ahead of you. A short conversation first, then a written scope and quote before any work begins — and the same senior judgement whether the engagement is one project or an ongoing seat at the table.

  • A senior advisor, not a packageThe cadence and the depth are set to your business
  • Scope first, then a written quoteNothing starts before you have both in writing
  • Works with your existing bookkeeper — or oursAccounting, tax and advisory under one roof when you want it
3D illustration of CFO advisory: scenarios and a decision compass
Who reviews your workA specialist preparesA senior reviewsA registered tax agent signs off tax filingsNothing is filed before you approve it.

Book a CFO consultation

A senior advisor responds promptly.

Your name

We use your details only to respond to your request.

Business Bay, DubaiOffice 27, HB SPACE Business Center, Bay View Tower
Mon – Sat 10 am – 7 pmSunday closed
1

We reply

A prompt reply, with the questions we need answered to understand the decision.

First step
2

Short consultation

Online or at our Business Bay office — the business, its numbers and what is ahead of it.

Next
3

Scope and quote

A written scope, cadence and quote before any work begins.

Before any work
Related services

The records and reporting advisory is built on

Bring senior financial judgement into your decisions

Talk to a CFO advisor — a clear scope and a written quote before any work begins.

Need a guide?